Small Business Loan Application

Small Business Loan Application
Thank you for your interest in applying for a business loan with the URA and InvestPGH.

Your business must be located within the City of Pittsburgh and the applicable application fee must be paid in order to initiate the review and underwriting process.

Please pay the $361 application fee here.

If you are not in the City limits, please visit investpgh.org/resources for additional small business resources.

Once your application is submitted and your application fee is received, your assigned lending analyst will be in touch within 3-5 business days.

Please note: if you are applying for the Childhood Reinvestment Business Fund (CRiB) program through Invest PGH, do not use this application. The CRiB program can be applied for here.
Application Assistance
Do you need assistance with translating, interpreting, or completing this application?
Business Information
Legal Business Name
Fictitious Name
What is this?
Business Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Business E-mail
example@example.com
Business Phone
(000) 000-0000Format: (000) 000-0000.
Business Website
example.com
Business Social Media Handle(s)/Username(s)
We'd love to follow you on Facebook, Instagram, Twitter, LinkedIn, YouTube, etc.
What is the legal structure of your business?

Other
Is there a second owner of the business aside from you?
Is there a third owner of the business?
Federal Employer Identification Number (EIN)
Social Security Number (SSN)
City of Pittsburgh Tax ID Number
Don't have a City of Pittsburgh Tax ID? Register at: https://www.pittsburghpa.gov/City-Government/Finances-Budget/New-Business-Registration
Select your industry (multiple selections can be made):
What stage is your business at?
For existing businesses, when did you begin operating? For businesses not yet open, when will you begin operating?

MonthDayYear
Describe your business.
Does the business have a business checking account?

Other
Have you worked with the URA or Invest PGH before?
In what capacity? Is there a staff member you are currently working with?
How did you hear about the URA or Invest PGH? If an event, which one specifically?
general business questions

The below questions apply to all owners of the business.
Are all owners of the business current on personal and business taxes?
Are any owners in default on any obligations owed to the URA, Invest PGH, the City of Pittsburgh, Allegheny County, State and/or Federal Government?
Does your business have any outstanding loans? Please list the loan balance, monthly payment(s) amount(s), and from what financial institution.
Are you or any other owner proprietors of other businesses? Please list below all legal business entities under ownership by you and/or your co-owners.
Has any owner filed for bankruptcy? If yes, please explain. Please provide if the bankruptcy has been discharged and the discharge date.
Have any owner's personal or business bank accounts had checks returned for Non-Sufficient Funds (NSF) in the last 3 months?
Are any owner's of the business involved in any pending lawsuits? If yes, please explain.
Has any owner been convicted of a felony related to fraud or embezzlement within the last ten years? If yes, please explain.
Do any owner's owe outstanding child support?
Employee Information
Do you have any employees?

Other
How many full-time equivalent employees?
Employees who work more than 30 hours per week.
How many part-time equivalent employees?
Employees who work fewer than 30 hours per week.
Do you plan to hire additional employees within the next three years?
In the next three years, how many permanent employees will the business have?
In the next three years, how many temporary employees will the business have?
capital request
Desired Loan Amount $
How do you plan to use loan funds?

Other
Total Dollar Amount Injected Into the Business by Owner(s) in the Past 6 Months $
Do you have or are you applying for other business loans? If so, with what lender, what is the principal balance(s) and what is the monthly payment(s) amount(s)?
Example: "Applied to XYZ Bank for a $X loan. XYZ Bank is still underwriting my application."
What is the property address these loan funds will be applied at (i.e., project address)? Is the project address owned or leased by the business?
Example: "The project address is located at 2468 Apple St. Pittsburgh, PA 152XX. This property is leased by the business."
ownership Information (Owner #1)
Name

First NameLast NameTitle
E-mail
Phone
Format: (000) 000-0000.
Date of Birth (Owner #1)

MonthDayYear
2 digit month, 2 digit day, 4 digit year
Social Security Number (Owner #1)
Percentage of Ownership (Owner #1)
Do you own or rent?
Personal Identification of Owner #1

Please upload a picture of the front of your valid driver's license, state ID, or passport.
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Race (check as many as apply)
Ethnicity
Pronouns
What is this? https://pronouns.org/what-and-why
Please select your gender
What is your net worth?
ownership Information (Owner #2)
Name (Owner #2)

First NameLast NameTitle
E-mail (Owner #2)
Phone (Owner #2)
Format: (000) 000-0000.
Date of Birth (Owner #2)

MonthDayYear
2 digit month, 2 digit day, 4 digit year
Social Security Number (Owner #2)
Percentage of Ownership (Owner #2)
Do you own or rent? (Owner #2)
Personal Identification of Owner #2

Please upload a picture of the front of your valid driver's license, state ID, or passport.
Cancelof
Race (check as many as apply) (Owner #2)
Ethnicity (Owner #2)
Pronouns (Owner #2)
What is this? https://pronouns.org/what-and-why
Please select your gender (Owner #2)
What is your net worth? (Owner #2)
ownership Information (Owner #3)
Name (Owner #3)

First NameLast NameTitle
E-mail (Owner #3)
Phone (Owner #3)
Format: (000) 000-0000.
Date of Birth (Owner #3)

MonthDayYear
2 digit month, 2 digit day, 4 digit year
Social Security Number (Owner #3)
Percentage of Ownership (Owner #3)
Do you own or rent? (Owner #3)
Personal Identification of Owner #3

Please upload a picture of the front of your valid driver's license, state ID, or passport.
Cancelof
Race (check as many as apply) (Owner #3)
Ethnicity (Owner #3)
Pronouns (Owner #3)
What is this? https://pronouns.org/what-and-why
Please select your gender (Owner #3)
What is your net worth? (Owner #3)
Employment Information (owner #1)
Present Employer
Owner #1
Occupation
Owner #1
Will you remain employed outside your business?
Do you have formal training in your business's industry?
Please explain your formal training.
Owner #1
Are you authorized to live/work in the United States?
Please select your status:

Other
I certify that:
Owner #1 - Please select the appropriate option(s).
If an employee and/or relative of an employee is selected above, please list the name, department and relationship below.
Owner #1
Employment Information (owner #2)
Present Employer
Owner #2
Occupation
Owner #2
Will you remain employed outside your business? (Owner #2)
Do you have formal training in your business's industry? (Owner #2)
Please explain your formal training. (Owner #2)
Owner #2
Are you authorized to live/work in the United States? (Owner #2)
Please select your status: (Owner #2)

Other
I certify that:
Owner #2 - Please select the appropriate option(s).
If an employee and/or relative of an employee is selected above, please list the name, department and relationship below.
Owner #2
Employment Information (owner #3)
Present Employer
Owner #3
Occupation
Owner #3
Will you remain employed outside your business? (Owner #3)
Do you have formal training in your business's industry? (Owner #3)
Please explain your formal training. (Owner #3)
Owner #2
Are you authorized to live/work in the United States? (Owner #3)
Please select your status: (Owner #3)

Other
I certify that:
Owner #3 - Please select the appropriate option(s).
If an employee and/or relative of an employee is selected above, please list the name, department and relationship below.
Owner #3
upload documents for underwriting
Business Plan

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A description of the sources and uses for loan funds.

A word document or a spreadsheet can be provided.
Cancelof
Personal Federal Income Tax Returns from the last three years.

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Projected Balance Statement, Income Statement and Cash Flow Statement for your business.

C&I or CRE projections are also acceptable.
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Resumes for principals and management of company.

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A copy of your company’s organizational documents.

i.e. Articles of Incorporation, Partnership Agreement, Fictitious Name Documents, etc.
Cancelof
Completed, wet-signed and dated W-9 Form.

To access the W-9 template, go to: https://www.irs.gov/pub/irs-pdf/fw9.pdf
Cancelof
If an existing business, Balance Statements, Income Statements, and Cash Flow Statements for the last three years.

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If an existing business, Federal Income Tax Returns prepared for the business for the past three years.

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If an existing business, most recent interim year-end Balance Statement, Income Statement and Cash Flow Statement for your business.

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Signature
Signature of Owner #2
Signature of Owner #3
REMINDER:

The applicable application fee must be paid in order to initiate the review and underwriting process.

Pay Childcare Reinvestment Business Fund (CRiB) Fee here

Pay All Other Busines Loan Fee here

Once your application is submitted and your application fee is received, your assigned lending analyst will be in touch within 3-5 business days.
Should be Empty:

Food manufacturing
Food service and drinking places
Restaurants and other eating places
Food and beverage stores
Manufacturing
Educational services; state, local, and private
Social assistance
Child day care services
Administrative and support services
Employment services
Merchant wholesalers, nondurable goods
Merchant wholesalers, durable goods
Health and personal care stores
Clothing and clothing accessories stores
Sporting goods, hobby, musical instrument, and bookstores
Miscellaneous store retailers
Retail trade
Furniture and home furnishings stores
Healthcare and social assistance
Real estate and rental and leasing
Other

Small Business Loan Application

Application Assistance

Business Information

general business questions

Employee Information

capital request

ownership Information (Owner #1)

ownership Information (Owner #2)

ownership Information (Owner #3)

Employment Information (owner #1)

Employment Information (owner #2)

Employment Information (owner #3)

upload documents for underwriting