For-Sale Development Program (FSDP) 2026

For-Sale Development Program (FSDP) Application
About the Program
The purpose of the For-Sale Development Program (FSDP) is to provide construction financing to developers for the substantial rehabilitation or new construction of affordable for-sale housing. The FSDP provides low-interest construction loans or grants to increase the supply of affordable housing and promote homeownership.

Upon completion of the project, the unit must be sold to owner-occupants who earn 80% of Area Median Income or less.

Eligibility
Non-profit developers are eligible for FSDP funds. For-profit developers must enter into a Memorandum of Understanding or Letter of Intent with a non-profit, which describes the relationship between the non-profit applicant and the for-profit developer.

Affordability Period
A deed restriction is recorded on the property or properties for which the funds are used. For FSDP loans, the affordability period is at least 15 years. For FSDP grants, the affordability period is at least 15 years and not more than 99 years.

Application Narrative and Attachment Checklist Contents

I. Eligibility Check List

II. Attachment Checklist

III. Development Team Information (provide for each team member, as applicable)

IV. Project Information

V. Project Narratives

1. Project Background

2. Sponsorship/Development Team

3. Sources and Uses

4. Development Budget

5. Market Overview and Appraisal

6. Project Importance

7. Additional Information (Optional)

All fields marked * are required to submit.
I. Eligibility Checklist

Check the box if the statement is true

If any statement is untrue the application will not be accepted
All boxes below must be checked to submit the application.*
Please see the URA's page for the For-Sale Development Program which contains the most recently updated Program Guidelines and FSDP Excel Workbook.
If site control is via option to purchase, the date of the option expiration is:

MonthDayYear
Date
II. Attachment Checklist

All fields marked * are required to submit.
Attachment 1: Lead-based paint assessment (Rehabilitation projects only for properties constructed prior to 1978)

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Attachment 2: Radon Level Assessment using ANSI/AARST radon testing standards

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Attachment 3: Three (3) years of audited financial statements *

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Attachment 4: Articles of Incorporation, bylaws, and IRS determination letter confirming 501(c)(3) status*

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Attachment 5: Written agreement describing roles and relationship of the Development Lead and Non-Profit Applicant if they are not the same.

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Attachment 6: Letter of support from Registered Community Organization (RCO). If applicant is an RCO, include a letter about community support for this project.*

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Attachment 7: Commitment letters from all committed sources of funding*

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Attachment 8: Proof of clear title (i.e., title report, property report)*

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Attachment 9: Project plans, specs, schedule of values, and drawings (preliminary acceptable)*

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Attachment 10: Approved pricing quote on contractor letterhead with Construction Schedule of Values*

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Attachment 11: Appraisal (Not required for application, but required to close)

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Attachment 12: MWBE Narrative*

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For more information about MWBE and MWI requirements, or to download submission forms, click here
Attachment 13: MWI Narrative (If total development cost is more than $500,000)

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To download the Affirmative Fair Housing Marketing Plan to complete, click here
Attachment 14: Affirmative Fair Housing Marketing Plan *

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Attachment 15: Additional Information (if applicable)

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Attachment 16: Site Photos*

Only include photos with permission from the copyright holder.
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Attachment 17: Evidence of SAM.gov Registration for borrower and general contractor.

Required for the use of Federal Funds
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Complete the Excel workbook portion of the application and include as an attachment for Exhibit D. To download the For-Sale Development Program Excel Workbook, click here
Exhibit D: Excel Workbook*

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Are you an established Community Housing Development Organization (CHDO)?*

YesNo/Unsure
Community Housing Development Organization (CHDO)
Applicant Self‑Screening List – Pennsylvania HOME Program
This list is for organizations that want to know if they may qualify to apply for CHDO designation. It is an initial screening only and does not guarantee approval.

Organization Overview
• We are a nonprofit organization (most often a 501(c)(3)).
• Affordable housing for low‑income households is a core part of our mission.
• We operate primarily in Pennsylvania or within a local Participating Jurisdiction (PJ).

Housing Activities
• We have developed, owned, sponsored, or plan to develop affordable housing.
• We work directly with low‑income households.
• Housing development is an ongoing part of our work, not just a one‑time project.

Independence and Governance
• We are not controlled by a government agency.
• We are not controlled by a for‑profit company or developer.
• We have an active board of directors.
• Our board includes low‑income residents or people served by our housing programs.

Staff and Organizational Capacity
• We have paid staff (not volunteer‑only).
• Staff are involved in housing, real estate, or development activities.
• Consultants may be used, but staff make final decisions.
• We believe we could manage a HOME‑funded housing project.

Financial Readiness
• We maintain our own bank accounts.
• We have basic accounting or bookkeeping systems.
• We have managed public or grant funding in the past (for example HOME, CDBG, LIHTC, or similar).

Intended Role in a HOME Project
• We want to act as the owner, developer, or sponsor of a HOME‑assisted project.
• We are interested in using HOME CHDO set‑aside funds for housing development.

How to use the list
If most of the statements above apply to your organization, you may be a good candidate to pursue CHDO designation.
If many of the statements do not apply, CHDO designation may not be appropriate without changes to structure, governance, or activities.

Strong Indicators (Not Required)
• We have previously been designated as a CHDO by PHFA or a Pennsylvania PJ.
• We currently own or manage affordable housing.
• We regularly apply for housing or community development funding.

Organizations that are generally not a good fit
• For‑profit organizations.
• Government departments or authorities.
• Organizations that provide services only and do not develop, own, or sponsor housing.
• Organizations with no intent to take a development, ownership, or sponsorship role.

For More Details
Do you appear to be CHDO Eligible or have interest in becoming a CHDO?

YesNoUnsure
III. Development Team Information

Pease add information for all relevant parties to your application below. All fields marked * are required.

(If a role does not apply, please type N/A into the fields.)
Non-profit Developer (Please fill out all fields before saving)*
For-profit Developer (if applicable)
Non-profit Applicant (if applicable)
General Contractor (Please fill out all fields before saving)*
Architect
Development Consultant
Construction Manager
Construction Lender (Please fill out all fields before saving)*
IV. Project Information
Project Name*
Is this project new construction or rehabilitation?*

New ConstructionRehabilitationNew Construction and Rehabilitation
Total Development Cost*
Total Program Funding Request*
Total Number of Units*

Affordable Units ≤ 80% AMI*

	# of Units	Requested FSDP funding per unit	Total Requested Funding
New Construction FSDP Funding Maximum $130,000 per unit
Renovation FSDP Funding Maximum $100,000 per unit

Site Details*

	Address	Bedrooms	Bathrooms	Parcel ID	New Construction or Rehabilitation	Neighborhood	Ward	Council District	Voting District	Census Tract
Site 1
Site 2
Site 3
Site 4
Site 5
Site 6
Site 7
Site 8
Site 9
Site 10

Is a second deferred mortgage or back-end buyer subsidy needed to achieve the level of affordability?*

YesNo
What is the amount of second deferred mortgage or back-end buyer subsidy needed?
Buyer subsidy funding is based on availability and not guaranteed by the URA.
What is the intended affordability period for this project, recognizing that federal funding sources with more compliance requirements such as CDBG and HOME require a minimum of 15 years, while local sources such as the Housing Opportunity Fund (HOF) require 99 years?*
V. Project Narratives

Use the following prompts in this section to provide general background information about your project.
1. Project Background
Briefly summarize the nature of the funding request, including the amount and a brief description of the project. Include the project's history and intended impact.*
What role has the community played in developing this project or project concept?*
Are any of the properties occupied? Will there be any temporary relocation?*
What is the expected timeline to begin and complete construction?*
2. Sponsorship/Development Team
Describe the relationship among the development team listed above in Section III. Which team members have worked together on previous projects? Do any members share an identity of interest?*
Have any of the members been disbarred? If yes, Please explain*
Are there any development projects, completed by the members of the development team, that have outstanding URA debt?*

YesNoUnsure
2.1 Developer
Non-Profit Developer: {typeA59}
For Profit Developer: {forprofitDeveloper}
Summarize the qualifications and experience with projects of similar size, type, and financing. List the specific projects the developer has completed which are most comparable.*
Provide an overview of the financial position of the developer. Highlight organizational financial strengths as demonstrated in the financials and address any issues which might arise in financial review.*
2.2 Non-Profit Applicant
{nonprofitApplicant}
What is the non-profit’s role in this project? Please list the names of key members of the board of directors and discuss the overall composition of the board. (e.g., number of members or population living or working within the neighborhood) *
If the non-profit applicant is not the developer, a written and signed agreement describing the roles and relationship between the entities is required. Is there an agreement? if so, please describe.*
2.3 General Contractor/Architect
{generalContractor}
Explain the qualifications and experience of the selected or anticipated contractor.*
Has the general contract been awarded?*

YesNo
Is the general contract assisted with federal funds?

YesNo
Does the general contract include federal requirements?

YesNo
Explain the procurement process, if any, that was used or will be used to select the general contractor (such as competitive sealed bids or requests for proposals) and any bonding requirements. *
{architect}
Describe the experience and qualifications of the design firm with emphasis on comparable projects.
2.4 Development Consultant/Construction Manager
{devconsultant}
Development Consultant: If used, explain qualifications and experience, as well as the role this individual or firm will play in the project. (Examples of the types of consultants to describe include development, relocation, and green building.)
{constructionManager64}
Construction Manager: If any, describe their experience managing construction projects of this type and scale.
3. Sources and Uses
Provide a summary of all sources of funding for the proposed project, including each source’s name and the corresponding dollar amount.*
Names and totals should match the Development Budget Tab in the completed Excel workbook.
For any potential source applied for but not yet committed, include a description of the funds and a timeline for commitment.*
Describe any existing debt secured by project property, and whether it will remain in place at closing of URA financing.*
4. Development Budget
Describe the construction, including any special features or considerations.*
Describe how the construction costs were calculated.*
Does the project budget account for applicable federal Davis-Bacon or Pennsylvania prevailing wage requirements?*

YesNo
5. Market Overview and Appraisal
Describe the demand for this project.*
What are typical sales prices in the project area for comparable units? Be as detailed as possible about recent transactions or trends.*
If the properties are being acquired, or have been acquired within the past 2 years, what are their appraised values?
Please include the date of the appraisal.
6. Project Importance
Discuss the importance of the transaction to the applicant, the neighborhood and the City. Explain how the development aids the City of Pittsburgh's efforts to affirmatively further fair housing. If this development will serve an underserved area for affordable housing, include an explanation here. (E.g., low poverty rates, limited affordable housing options, etc.)*
This should be compatible with the completed Affirmative Fair Housing Marketing Plan.
Explain the ways in which the project will achieve energy efficiency above the expected baseline. Include information about building materials, building systems, appliances, and if any energy efficiency certifications are being sought for the project. (E.g. Enterprise Green Communities, LEED, WELL, DOE Zero Energy Homes, etc.). *
7. Additional Information (optional)
Use this section to provide any relevant additional information that was not included above.
Should be Empty:

For-Sale Development Program (FSDP) Application

Application Narrative and Attachment Checklist Contents

I. Eligibility Checklist

Check the box if the statement is true

If any statement is untrue the application will not be accepted

II. Attachment Checklist

All fields marked * are required to submit.

III. Development Team Information

Pease add information for all relevant parties to your application below. All fields marked * are required.

(If a role does not apply, please type N/A into the fields.)

IV. Project Information

V. Project Narratives

Use the following prompts in this section to provide general background information about your project.

1. Project Background

2. Sponsorship/Development Team

3. Sources and Uses

4. Development Budget

5. Market Overview and Appraisal

6. Project Importance

7. Additional Information (optional)